F450 CCLB Insurance question

Discussion in 'General Chit Chat' started by 77GreenMachine, Nov 4, 2019.

  1. Caver Dave

    Caver Dave Just holdin' it down here in BFV Moderator

    Joined:
    Mar 10, 2005
    Location:
    Hooterville (24171)
    Same here F-350 C&C... the gal kept saying "commercial" and I kept saying "personally owned & not for hire". After she told me the cost was the same, aside from another invoice (from the rest of the fleet), I let her win...
     
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  2. NCJeeplover

    NCJeeplover Well-Known Member

    Joined:
    Jul 25, 2009
    Location:
    Claremont, NC
    My son and I were talking about this the other day. We determined that the f450 and f550 were "light medium duty" and bigger were medium duty. I've never heard anyone else say that before!
     
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  3. shawn

    shawn running dog lackey of the oppressor class Administrator

    Joined:
    Mar 13, 2005
    Location:
    Raleigh, NC
    10-26k is medium duty, 26k and up is heavy duty.
     
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  4. jeepinmatt

    jeepinmatt Still Fat

    Joined:
    Mar 24, 2005
    Location:
    Stanley, NC
    Git dem faktz owta dis spekalashun fild thred.
     
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  5. RatLabGuy

    RatLabGuy You look like a monkey and smell like one too

    Joined:
    May 18, 2005
    Location:
    Churchville, MD
    Somebody needs thsi as a sig quote
     
  6. mcutler

    mcutler Well-Known Member

    Joined:
    Apr 17, 2010
    Location:
    mt.airy nc
    Yep, gvw over 10k iirc, needs business policy with farm bureau. Full coverage on the f450 was about $65 cheaper than my 3500 Chevy dually of the same year (both 08) on my personal policy with multiple vehicle discounts...

    Sent from my SM-G892A using Tapatalk
     
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  7. braxton357

    braxton357 Robot

    Joined:
    Apr 6, 2005
    Location:
    Morganton
    For me through farm bureau I have to have a business policy due to so many vehicles, but it's actually cheaper than the personal policy was. I think it's a non issue.
     
  8. Futbalfantic

    Futbalfantic Well-Known Member

    Joined:
    Aug 5, 2006
    Location:
    Charlotte
    [​IMG]
     
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  9. anvilrubi

    anvilrubi Well-Known Member

    Joined:
    Oct 2, 2015
    Location:
    Carter county, Tn
    How Is this poster relevant? I’ve weighed over 42000 pounds with the 550 and a load of cows.
     
  10. UTfball68

    UTfball68 Well-Known Member

    Joined:
    Jul 18, 2008
    Location:
    Granite Quarry
    Id imagine it’s based on GVWR...and not what you crossed a scale at.
     
  11. kaiser715

    kaiser715 Doing hard time

    Joined:
    Jun 1, 2006
    Location:
    Pocket, NC
    Somewhat interested jibber jabber about classes, and how the various mfgrs play weight games:

     
  12. yodaman88

    yodaman88 Well-Known Member

    Joined:
    Dec 5, 2008
    Location:
    Wilmington, North Carolina
    I had full coverage though geico on the 3500 dually. They paid out enough after it got flooded in hurricane florance for me to upgrade to the c4500 topkick
     
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  13. 77GreenMachine

    77GreenMachine Phillip Talton

    Joined:
    Mar 30, 2010
    Location:
    Trinity, NC
    Well he bought the truck and his insurance agent told him he would have to have a commercial policy, but for some reason they called him back and said that wasn’t the case and was just able to add it to his existing policy. Full coverage wasn’t even too bad. I guess it really does just depend on the agency, because I sent the vin to my insurance agent and she told me it would require a new BAP policy.

    Whatever the case, it worked out well for him. He got a sweet tow beast at a stupid good deal. I got word there will be more of these coming available soon and may pick one up myself!
     
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  14. LBZ_Duramax

    LBZ_Duramax Well-Known Member

    Joined:
    Aug 18, 2011
    Location:
    Benson, NC
    I thought the F450 had 10 lug wheels?
     
  15. 77GreenMachine

    77GreenMachine Phillip Talton

    Joined:
    Mar 30, 2010
    Location:
    Trinity, NC
    I think that starts at the F550. Maybe on C&C F450s
     
  16. CasterTroy

    CasterTroy Motarded

    Joined:
    Mar 21, 2005
    Location:
    Wallburg
    F450's were 10 lug up till 2010

    11-14 F-450's are really just F350's with a higher GVW

    2015 they reintroduced the 10 lug 450
     
  17. 77GreenMachine

    77GreenMachine Phillip Talton

    Joined:
    Mar 30, 2010
    Location:
    Trinity, NC
    All hail Troy, knower of Ford things... show off.



    It's not all about YOU Troy.
     
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  18. mcutler

    mcutler Well-Known Member

    Joined:
    Apr 17, 2010
    Location:
    mt.airy nc

    pre 05 are 8 lug on 450 up.
     

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